Some available insurance plans
All Inclusive Plan
No age limit. Family rates available for under age 60. The all-inclusive plan offers the convenience of purchasing many coverages in one policy.
- No Medical Questionnaire required – Eligibility Requirements must be met for ages 75 and over.
- Unlimited Trip Interruption Coverage.
- Baggage Loss, Damage – Up to $300 per item to a maximum of $1,500 for lost, stolen or damaged personal effects.
- Baggage Delay – Up to $500 to buy necessary clothes and toiletries in the case of baggage delay.
- Missed Connection – Up to $2,000 for same class transportation to catch up with the trip if your client’s flight schedule changes, causing a misconnection, and up to $350 per day for up to 2 days for hotel and meal expenses.
- Delayed Return – Up to $350 per day (to maximum of $3,500) for hotel and meal expenses if a covered risk prevents a scheduled return.
Non-Medical Inclusive Plan
No age limit. Family rates available for under age 60. This non-medical package plan is for those looking for a package plan to complement their existing travel emergency medical coverage.
- Unlimited Trip Interruption Coverage.
- Baggage Loss, Damage – Up to $300 per item to a maximum of $1,500 for lost, stolen or damaged personal effects.
- Baggage Delay – Up to $500 to buy necessary clothing and toiletries in the case of baggage delay.
- Missed Connection – Up to $2,000 for same class transportation to catch up with the trip if your client’s flight schedule changes, causing a misconnection, and up to $350 per day for up to 2 days for hotel and meal expenses.
- Delayed Return – Up to $350 per day (to maximum of $3,500) for hotel and meal expenses if a covered risk prevents a scheduled return.
Trip Cancellation Plan
No age limit. This plan covers the risk of unexpected cancellation and interruption. It does not include emergency medical coverage. We recommend you ensure that you have emergency medical coverage with assistance services available during your trip. Some of the covered risks include:
- Reimbursement of non-refundable pre-paid trip costs, up to the Sum Insured, when an unexpected medical emergency strikes you, your travelling companion or immediate family members, causing the cancellation or interruption of the trip.
- Travel advisories issued that affect your insured trip.
- Weather delays.
- Missed connection expenses due to a covered risk.
- Trip delay expenses due to a covered risk.
Global Medical (Under Age 60) Plan
No medical questionnaire required. Family rates are available. Up to $5,000000 CDN in emergency medical coverage plus access to multilingual 24/7 travel assistance for:
- Covered medical provider expenses including those of a hospital, physicians and nurses.
- Toll-free assistance centre to provide assistance and managed care.
- Have covered medical bills pre-paid where available.
- Arrangement of air ambulance services when necessary and arranged by the Assistance Centre.
Interested in other options? Contact me to find out about longer durations (e.g, annual medical plans), youth medical plans or other options to suit your budget.
